1. Consider Safety when choosing a vehicle. There are many manufacturers to choose from, so first determine your specific needs before going shopping.
Find out how your car ranks in crash tests. Review the child-safety features if you expect to have child passengers.
2. The risk of injury varies with the type of vehicle you drive, and knowing where you are exposed can help keep you and your family safer on the highways. Also, many vehicles cost much more than others to repair, have a higher theft rate, and a lower resale rate than others. Knowing this information before looking can limit your time and “exposure” to outside forces.
3. Drive safely. Your driving record is a very important factor in determining your rate that you pay for insurance. Keeping your driving record clean by abiding by state driving regulations is not only cost-effective but also SAFE. Practice defensive driving.